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Plan No. 865
  • This investment is best for children. However, it is beneficial to invest at a young age.
  • This plan is ideal to invest for higher education
  • It is single premium policy where opting for Lumpsum or Installment Benefit both are good. ( Regular and Limited mode applicable.)
  • This plan supports short term investment, where you can avail benefits later in life
  • Get maturity through installments that help to fill the income gap in future
  • Safe haven to park the profits from startups with guaranteed future returns
  • Avail lumpsum maturity which helps to augment funds for future needs or business.
  • This plan provides financial support to the family in case of unfortunate death of the life assured
  • Increasing guaranteed income benefit option that helps to take care of fixed needs cost of which always keep escalating
  • Excellent option to invest retirement proceeds like gratuity with guaranteed income benefit OR Lumpsum maturity which is helpful to fulfill old age commitments.
  • It is a great alternative for bank deposits and is also the new version of FD with Guaranteed Returns and Life Cover
How Does This Policy Work
Sample illustration
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Eligibility Criteria
Minimum Entry Age 3 years (completed) for policy term of 15 years
 

8 years (completed) for policy term of 10 years

  13 years (completed) for policy term of 5 years
   
Maximum Entry Age

Option A & Option B : 50 Years (nearer birthday)

  Option C: 65 Years (nearer birthday)
  Option D: 40 Years (nearer birthday)
   
Minimum Maturity Age 18 Years (completed)
   
Minimum Age at Maturity Option A & Option B: 65 Years (nearer birthday)
  Option C: 80 Years (nearer birthday)
  Option D: 55 Years (nearer birthday)
   
Policy Term Option A & Option B : 10 & 15 Years
  Option C & Option D: 5,10, & 15 Years
   
Premium Paying Term (For Regular/ Limited Premium)

5 & 10 years for 10 Year Policy Term

  5, 10, & 15 years  for 15 year policy Term
   
Payout Period

Option A & Option B: Equal to Premium Paying Term

  Option C & Option D: Equal to Policy Term
   
Minimum Annualized/ Single Premium

Option A & Option B: Rs. 30,000

  Option C & Option D: Rs. 2,00,000
   
Maximum Premium No Limit
   
Minimum Sum Assured on Death

No Limit

   
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